Photo by Nienke Burgers on Unsplash

Gift Giving On Steroids

William Wen
6 min readFeb 5

A while ago I had written about compounding stocks and gift giving to children. Just out of curiosity, I wondered what if we had maxed out the annual gift exclusion for our kids with Apple stock starting 18 years ago? What would it be worth today?

The quick answer is 31,598 shares or just under $5 million today (as of 2/3/2023). Happy 18th Birthday kiddo!